Updates

Did you know that refinancing your home could help you get rid of your mortgage insurance payment? If you have an FHA loan and at least 20% equity in your home, you could refinance into a conventional mortgage and save big. See if your home qualifies today.

Don’t lock yourself into a 30-year or 15-year timeframe if 22 is your sweet spot. We offer Flex Term refinancing that allows YOU to match the timeframe for your loan to your life plan or your budget. Reach out to learn more!

If you're in the market for a new home, we're here to help! Our easy application, competitive rates, and excellent communication are a wish come true for new and experienced homebuyers alike. Call us today to get started!

While big retail lenders limit you to their own products, independent mortgage brokers partner with dozens of lenders to offer you multiple product options. Call us today to learn why wholesale is a whole lot better.

Looking to buy a new home? I can lend you a hand, identifying your best mortgage options to get you into a bigger house for less money. Let's talk!

LESS paperwork, MORE efficient, safe and secure from start to finish. Apply in minutes and you’ll see, mortgage applications have never been this easy! Call today, I’ll guide you every step of the way.

Do you feel like all talk and no action saving up for a down payment? You might not need as much as you think to move into your dream home.

Let me help you strike the perfect balance. Maintain your existing term while adjusting your loan to fit your budget. Don’t wait – call today!

You may be eligible for a reduced appraisal – which means you could shave up to 10 days off your loan turn time and eliminate the worry of a low appraised value. Ask us for more info!


Testimonials

a month ago
Great experience refinancing my mortgage! GS found me a great rate, was super responsive, and answered all my questions. He did my last refinance about 5 years ago too. The process was pretty simple and he took the time to communicate with me every step of the way. I filled out all my paperwork online. When it was time to close, he even arranged for a notary to come to our home (masks worn during the pandemic) for our ease and comfort. We closed in about 30 days which was super fast given the market conditions. With such a big decision it was so nice to have someone trustworthy, reliable, and dependable to count on help me through it. I'll definitely be back when I start my next purchase for an investment property. Felt like trusting a family friend with the process and I appreciated the attentive and timely responses. I highly recommend ASJ Mortgage and GS.
- Arti S
a month ago
I have refinanced my loan with ASJ and the interest rates I got was best in the industry at that time and top of that they don’t charge lender fees. Very transparent transaction and no hidden concept. I strongly recommend ASJ to anyone who want hassle free loan with best service.
- Hemant M
a month ago
GS was a great person to work with. He did my refinance twice and I got competitive quotes both times. He was thorough in the loan process and kept me updated all the way. Will definitely work with him again.
- Vengada S

About us

Arizona Mortgage Broker

At ASJ Mortgage Solutions, LLC dba Smart Options Mortgage, we are fiercely independent and work for our clients. We work with several lenders to offer some of the best rates and terms to our clientele and help them save on their mortgage’s. We find the right mortgage for YOU, our client. Our rates are often lower than our competitor’s. So please contact us to find your low rate.We are focused on providing the best customer service that we can and stay in touch through out the mortgage process to keep you informed.

  • ASJ Mortgage Solutions, LLC
  • G. S. Jajj - NMLS 938306 | ASJ Mortgage Solutions, LLC dba Smart Options Mortgage - NMLS 1909669

    AZ LO Number 0925592; CA LO Number CA-DBO938306, IN LO Number 938306, MI LO Number 938306
    Company AZ Number MB-1005394, CA Number 60DBO-118348, IN Number 1909669, MI Number FL0022983

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    • (480) 422-4380

    Business Hours

    Mon:9:00 AM – 7:00 PM
    Tue:9:00 AM – 7:00 PM
    Wed:9:00 AM – 7:00 PM
    Thu:9:00 AM – 7:00 PM
    Fri:9:00 AM – 7:00 PM
    Sat:10:00 AM – 4:00 PM
    Sun:Closed
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